Terms of Service

Effective and last updated: 22 October 2026

These Terms are written to be read. Section 5 is the one that matters most: TheProfitPath is a journal and an educational tool, not an adviser, and trading can lose you money. Section 26 adds the terms that apply only in your country. If anything here is unclear, ask us before you rely on it.

1. Agreement to these Terms#

These Terms of Service ("Terms") are a binding agreement between you and the operator of TheProfitPath ("TheProfitPath," "we," "us," or "our"), identified in full in the Legal Notice. They govern your access to and use of our websites, applications, trading journal and analytics platform, content, AI features, Market Monitor, community, support, integrations, developer API and related services (collectively, the "Service").

You accept these Terms by ticking the acceptance box when you create an account, by continuing with Google after the notice shown next to that button, by purchasing a subscription or credits, or by otherwise using the Service. We record the date and the version you accepted. If you do not agree, do not use the Service. The Privacy Policy, Cookie Policy, Refunds, Cancellation and Withdrawal policy, Acceptable Use and Community Guidelines, AI Transparency Notice and, for organizations, the Data Processing Addendum form part of these Terms.

If you use the Service for an organization, you represent that you have authority to bind it, and "you" includes both you and the organization.

2. The Service#

TheProfitPath provides tools that may include:

manual, CSV, Notion and connected-source trade journaling and synchronization, including a 30-day trash for deleted trades;
accounts, cash-flow ledgers, balance calculations, targets and risk-rule tracking, strategies, playbooks, goals, emotions, analytics, statistics, reports, trade replay and performance tracking;
backtesting on historical market data, including for visitors without an account where enabled;
Intelligence conversations, projects, message feedback, chart-image analysis, personalized insights, automatic period reports, learning, evidence-assisted web research and other generated content, and live voice mode;
Market Monitor, including third-party charting embeds, market data, news, economic-calendar information, screeners, alerts, AI market reports and Indicator Studio for building, publishing and installing indicators;
community profiles, posts, stories, comments, direct messages including images, video and GIFs, follows, shared achievements, share cards or trades, and mentor mode;
safety, abuse-prevention, content-review, access-enforcement, audit, evidence-preservation and appeal features;
prop-firm tracking, education, notification, referral, support, organization, status-page and developer API features; and
free, trial or paid features described at the time they are offered.

Features may vary by plan, region, device or account and may be added, changed, limited, suspended or discontinued. Descriptions on the Service are not a promise that a feature will always remain available.

3. Eligibility and accounts#

You must be at least 18 years old and legally capable of entering into these Terms. Parental consent does not make a minor eligible. You may not use the Service if applicable law prohibits you from doing so, if you are subject to sanctions or located in a country or territory subject to comprehensive sanctions, or if we previously suspended you for violating these Terms.

You must provide accurate information, keep it current and maintain only accounts you are authorized to use. You are responsible for activity under your account and organization, including activity through API keys, integrations and users you authorize. Account access is personal unless an organizational feature expressly allows multiple users. You may not sell, transfer, rent or share credentials. We may require email verification, two-factor authentication, identity confirmation or other security steps.

4. Account security and the developer API#

Keep your password, two-factor recovery codes, API keys, connected-service credentials and devices secure. API keys may permit access to account data within their assigned scopes. Review sessions and integrations regularly and revoke access you no longer recognize or need. Notify us promptly if you suspect unauthorized use.

Developer API: requests made with your API key are treated as authorized activity under your account. Read-only and read/write keys can reach the documented journal, collaboration, notification, calendar, news and Market Monitor resources within their scopes; plan, role, rate-limit and platform gates still apply. Store keys outside client-side code and URLs, respect the published rate limits, and use exported personal or market data only as permitted by law, these Terms, the API documentation and the terms of the third-party data providers. We may change or retire API endpoints with notice in the documentation.

We may disable credentials, sessions, integrations or features where reasonably necessary to protect you, other users or the Service. We are not responsible for loss caused by your failure to secure credentials, except to the extent applicable law provides otherwise.

5. Trading and financial risk#

Important trading risk notice

Trading involves substantial risk of loss and is not suitable for everyone. Leveraged products can lose more than your deposit. Past performance, backtests and simulated results do not predict future results.

TheProfitPath is a journaling, education, analytics and software tool. It is not an investment adviser, financial adviser, broker, dealer, exchange, custodian, tax adviser or fiduciary, and it is not registered or licensed with any financial regulator. Nothing in the Service, including AI output, spoken replies, Market Monitor charts, market reports, detected levels, signals or alerts, screeners, indicators, analytics, reports, community content, share cards, mentor comments, notifications, news or economic-calendar information, is financial, investment, legal, tax or trading advice, or a recommendation, solicitation, signal, guarantee or offer to buy or sell any instrument. Content is general and educational and does not take your circumstances into account.

Data may be delayed, incomplete, incorrectly imported, calculated using assumptions or affected by outages and third-party errors. Simulated, demo, prop-firm, backtest and hypothetical results have inherent limitations and may not reflect actual execution, liquidity, fees, slippage, taxes or market conditions.

Market Monitor and market data: charts, quotes, candles and news come from third-party sources and charting embeds. They are not an execution feed, may be delayed or unavailable, may differ from your broker's prices and must not be relied on for order entry, valuation, margin or settlement. AI market reports are generated automatically, may be shared across users for the same instrument, are not tailored to you or your positions and may be based on stale or incomplete data.

You make every trading and financial decision independently and at your own risk.
You must verify prices, calculations, rules, news and AI output with primary sources before acting.
You are solely responsible for broker, exchange, prop-firm, regulatory, reporting and tax obligations.
You should obtain advice from qualified, licensed professionals appropriate to your circumstances.

Never trade money you cannot afford to lose. TheProfitPath does not guarantee profitability, funding, payouts, improved performance or any particular result. Where you are in a jurisdiction that regulates financial promotions, nothing on the Service is intended as an invitation or inducement to engage in investment activity.

6. AI features#

Intelligence, live voice, insights, period and market reports and the support assistant are AI systems; you are not talking to a person unless the Service says so. The AI Transparency Notice explains how they work. AI features may process your prompts, images, audio, conversation history, feedback and relevant account, trade, journal or market context through third-party AI providers listed in the Privacy Policy. You authorize us and those providers to process that content as necessary to provide, secure, evaluate and improve the features. Content you organize into projects or reference with an @ mention may be included as context for the responses you request. For research-backed answers, the Service may generate search queries, retrieve and retain bounded public source excerpts and provenance, and present citations.

AI output is probabilistic and may be inaccurate, incomplete, outdated, offensive or unsuitable. It may not account for your complete history or circumstances. You must review output before using or sharing it and must not represent AI-generated content as independently verified or as a human's work where that would mislead.

Similar or identical output may be generated for other users. As between you and TheProfitPath, and to the extent permitted by law, you retain rights in your input and may use output generated specifically for you; no right is granted in our software, prompts, models, product content or third-party material contained in an output. You may not use AI features to make fully automated decisions about another person that produce legal or similarly significant effects, to provide regulated professional advice without appropriate qualifications and review, or to generate unlawful, infringing, deceptive, abusive or harmful content.

Usage limits and credits: AI usage is subject to the quotas of your plan. Premium includes a monthly allowance of 500 AI credits that resets each billing period and does not roll over, carry cash value or transfer. When it is exhausted, usage continues on purchased credits if you bought any and otherwise on free-lane models. We may change models, providers, quotas and routing to keep the Service reliable and sustainable.

7. Live voice mode#

Live voice mode captures audio from your device microphone while a call is active, converts it to text and returns a synthetic spoken reply. Starting a call requires you to grant microphone permission in your browser; you may end the call, mute or withdraw permission at any time. Audio is streamed through our real-time voice gateway and speech providers to produce a transcript and a reply; we do not retain the audio as a recording, and the transcript is stored with your other AI conversations.

Other people and your surroundings: you are responsible for the audio you transmit. Do not use live voice mode where the microphone will capture other people, confidential discussions or protected information without the consent applicable law requires; recording and wiretapping laws vary and some require the consent of everyone present. Do not use the feature while operating a vehicle or in any situation where it would be unsafe or unlawful.

Voice characters, accents and languages are synthetic outputs selected from options we offer. They do not represent a real person, are not the voice of any adviser and must not be presented as a recording of a human being. Speech recognition may mishear symbols, numbers, prices and names. Voice mode depends on real-time network conditions, third-party capacity and browser audio support and may be interrupted, degraded, rate-limited, unavailable in some regions or on some devices, or discontinued. You may not use it to impersonate another person, to clone a voice or to transmit audio you are not authorized to transmit.

8. Subscriptions, AI credits, billing and taxes#

The core journal is free. Some features require a paid subscription or purchased AI credits. Plan features, prices, billing interval, currency, trial terms, renewal date and any limits shown at checkout form part of these Terms. Payments are processed by Stripe or another disclosed payment provider; we never see your full card number.

Automatic renewal: unless stated otherwise or cancelled before renewal, paid subscriptions automatically renew for the same billing interval at the then-current price, and you authorize the payment provider to charge the applicable price and taxes to your saved payment method. We remind you before an annual renewal. You can cancel online at any time in Settings → Billing, in the Stripe billing portal, or without signing in at /cancel-subscription; cancellation stops future renewals and takes effect at the end of the current paid period.

AI credits and auto-reload: AI credits are our own unit for premium-model AI usage, and allowances, balances and gifts are shown in credits. Purchased credits cost US$1.00 per 100 credits, and the price is shown before you pay. Credits are a one-time purchase of additional AI usage delivered to your account immediately. They do not renew, have no cash value, cannot be transferred and are forfeited if your account is deleted, except where the law requires otherwise. Auto-reload is off by default; if you enable it, you authorize charges only within the threshold, amount and monthly cap you set, and you can turn it off at any time.

Trials, promotions and coupons: eligibility, duration, feature access and conversion terms may vary and are stated when offered. We may modify or withdraw a promotion where permitted by law. Coupons and referral benefits have no cash value, may not be transferred or combined unless stated, and may be revoked for error, fraud, abuse or violation of their terms.

Referrals: referral rewards, milestones and cycles depend on the qualifying conditions stated in the program; we may adjust, withhold or reverse a reward for self-referral, duplicate or fraudulent accounts, chargebacks or abuse. Where the Service lets you export details of people you referred, that export contains their personal information: you may use it only for your own record-keeping in connection with the program, must handle it in line with applicable privacy law, and must not sell it, publish it, add it to a marketing list or use it to contact them without a lawful basis. If you promote your referral link publicly you must disclose that you receive a benefit.

Refunds and withdrawal: the Refunds, Cancellation and Withdrawal policy applies. Charges are otherwise non-refundable and unused time is not credited, except where that policy, the checkout terms or applicable law requires otherwise. Mandatory cancellation, cooling-off and refund rights remain unaffected.

Price changes and taxes: we may change prices on at least 30 days' advance notice, effective no earlier than your next renewal; if you do not accept the new price, cancel before it takes effect. Prices are shown inclusive or exclusive of tax as stated at checkout; you are responsible for applicable taxes other than taxes on our income. If payment fails, we may retry the charge, downgrade access or suspend paid features after notice.

9. Your content#

"User Content" means information or material you submit, upload, import, create, share or generate through the Service, including journal data, trades, notes, images, video, audio you speak into a voice call, prompts, messages, posts, comments, stories, profiles, strategies, projects, indicators and feedback. You retain ownership of User Content you own.

You grant TheProfitPath a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, transmit, display, analyze, modify and otherwise process User Content, and to sublicense those activities to our service providers, only as reasonably necessary to operate, secure, support, develop and improve the Service and as described in our Privacy Policy. This license lasts while the content is stored by us and for a reasonable period afterward in backups, legal records and de-identified materials.

For content you intentionally make public, including public posts, share cards and published indicators, you also grant us a license to display, distribute and make that content available through the Service and allow other users to view, share and interact with it through Service features. This public-content license ends when the content is deleted from active systems, except for copies previously made or shared by others and legally retained records.

You represent that you have all rights and permissions necessary to provide User Content and grant these licenses; that the content is accurate where accuracy matters, in particular performance figures you publish; and that our permitted use will not violate law, contract, confidentiality, privacy, publicity, intellectual-property or other rights.

11. Integrations, imports and third-party data#

You may connect or import from services such as Google, Notion, CSV sources, brokers or other tools. You authorize us to access, copy, transform and synchronize the data you select and represent that you are authorized to access the source account and import its data. Integrations and imports may duplicate, omit, misclassify, overwrite or fail to update information. Review imported records before relying on them, maintain your own backups and disconnect access you no longer need. We may impose file, request, storage or synchronization limits.

Third-party products, websites, data, news, calendars and integrations are controlled by their providers and governed by their terms. We do not guarantee their availability, accuracy, security or continued compatibility and are not responsible for their independent acts or omissions.

Embedded third-party content: parts of the Service, including Market Monitor charts, display content loaded directly from a third-party provider inside the page. That provider receives your request, may set its own cookies or storage and controls what it shows, which instruments it will serve and the terms that apply to its content. Drawings, indicators and settings you create inside an embedded chart belong to that provider's tool and may not be saved, synchronized or recoverable through the Service. Market data is licensed for your personal, non-commercial use within the Service; you may not redistribute it.

12. Acceptable use#

The Acceptable Use and Community Guidelines set out in detail what you may not do. In summary, you may not use the Service to:

violate any law, regulation, court order, sanctions or export-control restriction, exchange rule, broker rule or third-party agreement;
facilitate fraud, market manipulation, deceptive promotion, impersonation, money laundering or other harmful financial activity, or give or sell unlicensed investment advice or signals;
infringe intellectual-property, privacy, publicity, confidentiality, consumer or other rights;
harass, threaten, exploit, discriminate against, stalk, dox, defame or abuse another person;
record, transmit or transcribe another person's voice, image, screen or conversation without the consent applicable law requires, or impersonate or clone any person's voice or likeness;
upload malware, malicious instructions, unlawful content or content designed to compromise a model or system;
access another account, private content, system or data without authorization, or probe, scan, disrupt, overload, bypass or interfere with security, authentication, rate limits, subscriptions, access controls or normal operation;
scrape, crawl, data-mine, benchmark or use automated means to extract data or model output except through the authorized API within its documentation and limits;
reverse engineer, decompile or discover source code or model components, or create a competing service using protected elements, except where applicable law expressly permits;
sell, sublicense, rent, timeshare or commercially exploit access to the Service without our written permission; or
send spam, manipulate engagement, create deceptive accounts or collect information about users without permission.

We may investigate suspected violations, review relevant account activity and User Content, preserve evidence and cooperate with lawful investigations, using automated signals, AI classifiers, deterministic security evidence and authorized human review. These systems may make mistakes. Depending on the circumstances, an enforcement may be applied automatically or by an authorized administrator and may include a warning, throttling, restriction of particular features, suspension, content removal or permanent ban. We give you a statement of reasons and an appeal route as described in the Guidelines; submitting an appeal does not automatically pause an enforcement. Good-faith security research conducted under the responsible-disclosure policy in the Legal Notice is authorized.

We keep minimized operational and audit records for service delivery, security, billing and referral reconciliation, accountability and handling disputes, subject to the purposes, rights and retention rules in the Privacy Policy. Optional product analytics requires a separate choice in Settings → Data & privacy; accepting these Terms does not provide that consent, and refusing or withdrawing it does not reduce your access. We do not treat an activity log as conclusive proof of wrongdoing. Preserving content for a specific case requires an applicable legal basis and proportionate access and retention; these Terms do not waive your privacy rights or authorize unrestricted monitoring.

13. Our intellectual property#

The Service, including its software, design, interfaces, databases, documentation, branding, logos, product content, prompts, compilations and features, is owned by or licensed to TheProfitPath and protected by intellectual-property and other laws. User Content remains subject to Section 9. Subject to these Terms, we grant you a limited, personal, revocable, non-exclusive, non-transferable right to access and use the Service for its intended purpose. No other rights are granted by implication or otherwise. Open-source components are licensed under their own terms, which prevail for those components.

14. Feedback#

If you submit ideas, suggestions, bug reports or other feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free right to use, modify, commercialize and incorporate it without restriction or compensation. Do not submit feedback you are not authorized to provide.

15. Privacy and electronic communications#

Our Privacy Policy explains how we handle personal information. You agree to use personal information obtained through the Service only for authorized purposes and in compliance with applicable privacy and data-protection law. You consent to receive notices, receipts, invoices, security alerts and other communications about your account electronically, at the email address on your account or in the Service; you can manage optional emails in Settings → Notifications and every recurring email carries an unsubscribe link.

16. Copyright and other infringement complaints#

If you believe content on the Service infringes your copyright or another right, send a notice through the report content form or to [email protected] containing: identification of the work or right; identification and location (link) of the allegedly infringing material; your contact information; a good-faith statement that the use is not authorized by the rights holder, its agent or the law; a statement, under penalty of perjury where applicable, that the notice is accurate and that you are the rights holder or authorized to act; and your physical or electronic signature.

We remove or disable access to infringing content expeditiously, notify the user who posted it and may accept a counter-notice. We terminate the accounts of repeat infringers. Knowingly submitting a materially false notice or counter-notice may create liability. If a specific statutory notice procedure applies in your jurisdiction, such as the US Digital Millennium Copyright Act or Article 16 of the EU Digital Services Act, your notice must meet that procedure and we will handle it accordingly.

17. Availability, changes and beta features#

The Service may experience maintenance, delay, interruption, data-source failures, security events or errors. We may change limits, eligibility, integrations, models, providers or technical requirements and may suspend features where needed for security, legal compliance, provider changes or business reasons. Preview, beta, experimental, demo and free features may be incomplete, changed without notice and subject to additional limits. Do not rely on the Service as the only copy of important records; maintain independent backups and source statements. Export is available at any time in Settings → Data & privacy.

Operational records: to operate, support, secure and improve the Service we keep records of how accounts use it, including pages opened, actions taken and requests made. They are used for troubleshooting, support, abuse prevention and product improvement, may be reviewed by authorized staff, are described in the Privacy Policy and are not made available to other users.

18. Suspension, termination and account closure#

You may stop using the Service at any time and may delete your account yourself in Settings → Data & privacy, which erases your journal and cancels any subscription immediately without refund of the remaining period except where the law requires. Export information you wish to keep first.

We may limit, suspend or terminate access, remove content or refuse service if we reasonably believe you violated these Terms, payment is overdue, your activity creates legal or security risk, a provider or law requires it, or continued operation is no longer commercially practical. Where appropriate and lawful we provide notice, an explanation, an opportunity to remedy the issue and a secure appeal route reviewed by a person. If we discontinue the Service as a whole we give at least 30 days' notice, keep export available during that time and refund prepaid fees for the unused period.

After termination your license to use the Service ends. We may delete or retain account information, including safety evidence and tamper-evident audit, decision, enforcement, custody and appeal records, as described in the Privacy Policy and applicable law. Sections that by their nature should survive, including ownership, licenses, payment obligations, disclaimers, liability limits, indemnity, disputes and general provisions, survive.

19. Disclaimers#

To the fullest extent permitted by law, the Service is provided "as is" and "as available." TheProfitPath disclaims all express, implied and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, quiet enjoyment and warranties arising from course of dealing or usage of trade.

We do not warrant that:

the Service will be uninterrupted, secure, error-free or compatible with every device or provider;
content, calculations, imports, market data, charts, indicators, AI output, speech recognition, synthesized speech or community information will be accurate, complete, current or suitable;
data will never be lost, duplicated, corrupted, disclosed or unavailable;
defects will be corrected or third-party services will remain available; or
the Service will produce any trading, financial, educational or business result.

Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you. If you are a consumer, you have legal guarantees that digital content and services conform to the contract; nothing here removes them (see Section 26).

20. Limitation of liability#

To the fullest extent permitted by law, TheProfitPath and its operators, affiliates, officers, employees, contractors, agents, licensors and providers will not be liable for indirect, incidental, special, exemplary, consequential or punitive damages, or for lost profits, revenue, goodwill, opportunities, data or use, arising from or related to the Service or these Terms, even if advised that such damages were possible. This includes trading losses; failed, delayed or inaccurate imports; reliance on AI output, spoken replies, transcription errors, charts, indicators, market data, analytics, mentors, users, news or third-party data; unauthorized account access; service interruption; and loss or corruption of User Content.

To the fullest extent permitted by law, our total aggregate liability for all claims arising from or related to the Service or these Terms will not exceed the greater of (a) the amount you paid TheProfitPath for the Service during the 12 months before the event giving rise to liability or (b) US $100.

These limits do not exclude or limit liability that cannot legally be excluded or limited, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, for intent or gross negligence where the law so provides, for breach of mandatory consumer rights or for breach of a guarantee that the law implies and does not allow to be excluded. For consumers in the EU and UK we are liable in accordance with statutory provisions for damage caused by a breach of an essential contractual obligation, limited to the foreseeable damage typical for this kind of contract.

21. Indemnification#

To the extent permitted by law, you will defend, indemnify and hold harmless TheProfitPath and its operators, affiliates, officers, employees, contractors and agents from claims, losses, liabilities, damages, judgments, penalties, costs and reasonable professional fees arising from your User Content; your trading or commercial activity; your violation of these Terms or law; your misuse of the Service; or your infringement of another person's rights. We may control the defense of a covered claim, and you agree to cooperate. This section does not apply to the extent a claim was caused by our own unlawful conduct, to consumers where applicable consumer law prohibits it, or beyond what the law allows.

22. Disputes and applicable law#

Before filing a formal claim, you and TheProfitPath agree to try to resolve the dispute in good faith. Send a written description to [email protected] or through the contact support page. If the dispute is not resolved within 30 days after receipt, either party may pursue the remedies available under applicable law.

These Terms are governed by the laws of the country in which the operator of TheProfitPath is established, without regard to conflict-of-law rules, and the courts of that country have jurisdiction, except that if you are a consumer you also benefit from the mandatory consumer-protection rules of the country where you habitually reside and may bring proceedings before the courts of that country, and we may bring proceedings against you only there. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

To the extent permitted by applicable law, disputes must be brought on an individual basis and not as a plaintiff or class member in a class, collective, consolidated or representative proceeding. This restriction does not apply where applicable law makes it unenforceable, including for consumers in the EU, UK, Brazil and other jurisdictions that protect collective redress. These Terms do not require arbitration.

23. Changes to these Terms#

We may update these Terms to reflect changes to the Service, law, security, providers or business practices. We will post revised Terms and update the effective date. For material changes we will give at least 30 days' notice by email or in the Service before they take effect, unless the change is required by law or addresses an urgent security or legal risk, in which case it takes effect as soon as we post it. If you do not agree to a change you may terminate your account and, if you have prepaid, receive a pro-rata refund for the unused period. Continued use after the effective date is acceptance. Changes do not retroactively reduce rights already accrued.

24. General terms#

Entire agreement: these Terms and the documents they incorporate, the checkout terms and any additional terms presented for a specific feature are the entire agreement regarding the Service and supersede prior discussions about it.

Order and severability: specific feature or checkout terms control only where they conflict with these Terms. If a provision is unenforceable, it will be modified to the minimum extent necessary or severed, and the remainder will continue in effect. In the EU and UK, an unenforceable clause is replaced by the applicable statutory rule.

Waiver and assignment: a failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent. We may assign them in connection with a reorganization, financing, merger, acquisition, sale or transfer of the Service, subject to applicable law and provided your rights are not reduced.

Export controls and sanctions: you may not use or export the Service in violation of export-control or sanctions laws, and you represent that you are not a sanctioned person or located in a comprehensively sanctioned territory.

Force majeure: we are not responsible for delay or failure caused by events beyond our reasonable control, including internet or utility failures, provider outages, cyberattacks, natural disasters, labor disputes, war, civil unrest, epidemics, government action or market closures.

Language and no third-party beneficiaries: these Terms are concluded in English; translations are for convenience and the English version prevails where the law allows. Except for parties entitled to indemnification or liability protection, these Terms create no rights for third parties.

25. Contact#

For questions, legal notices or disputes concerning these Terms, write to [email protected], use the contact support page or the support chat in the Service. Our full identification is in the Legal Notice and below.

26. Country-specific terms#

These terms apply in addition to the rest of the Terms and prevail over them for users in the places named.

European Union, EEA and Switzerland (consumers): you have a 14-day right of withdrawal as described in the Refunds policy, including the model withdrawal form. Digital content and services must conform to the contract (Directive (EU) 2019/770); if they do not, you are entitled to have them brought into conformity, to a price reduction or to termination. We supply updates necessary to keep the Service in conformity for as long as you are subscribed. Nothing in Sections 19 to 21 limits these rights. Where we modify the Service beyond what is necessary to keep it in conformity and the change negatively affects your access or use in more than a minor way, we tell you in advance and you may terminate free of charge within 30 days. Section 22's class-action limitation does not apply. The Guidelines describe our notice-and-action, statement-of-reasons and complaint-handling procedures under the Digital Services Act.

Germany and Austria: you may cancel an online subscription using the "Cancel contracts here" button (/cancel-subscription) without signing in; we confirm the cancellation and its effective date electronically. We are not obliged or willing to participate in dispute resolution before a consumer arbitration board (Section 36 VSBG), unless the Legal Notice says otherwise. Liability under the Product Liability Act and for injury to life, body or health is unlimited.

United Kingdom (consumers): you have the rights in the Consumer Rights Act 2015 and the Consumer Contracts Regulations 2013, including the 14-day cancellation right and the right to digital content that is of satisfactory quality, fit for purpose and as described. Nothing in these Terms limits them. Our illegal-content and complaints procedures under the Online Safety Act 2023 are described in the Guidelines.

United States: state automatic-renewal laws (including California Business and Professions Code § 17600 et seq.) apply; renewal terms are disclosed before purchase and you can cancel online. California residents may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs. Nothing on the Service is an offer of securities or investment advice under the Investment Advisers Act of 1940 or state law; we are a publisher of general educational tools. For the DMCA procedure see Section 16.

Australia and New Zealand: our services come with guarantees under the Australian Consumer Law and the New Zealand Consumer Guarantees Act that cannot be excluded. To the extent permitted, our liability for a breach of a guarantee is limited to supplying the service again or paying the cost of having it supplied again, unless the guarantee relates to a major failure. Nothing on the Service is financial product advice within the meaning of the Corporations Act 2001; we do not hold an Australian financial services licence.

Canada: provincial consumer protection law applies, including the Quebec Consumer Protection Act. For Quebec residents, these Terms and all related documents are available in English at your express request; vous avez demandé que ces conditions soient rédigées en anglais. Mandatory provincial rules on distance contracts, automatic renewal and dispute resolution prevail over anything inconsistent.

Brazil: the Consumer Protection Code applies, including the 7-day right of regret for online purchases (art. 49), the prohibition on abusive clauses and your right to bring claims in your domicile. The class-action restriction in Section 22 does not apply. Our privacy practices under the LGPD are described in the Privacy Policy.

India, Japan, South Korea, Singapore and other countries: mandatory consumer and data-protection rules of your country apply and prevail over any inconsistent term, including Korea's 7-day withdrawal right for e-commerce purchases and Japan's Act on Specified Commercial Transactions disclosures, which are satisfied by the Legal Notice and the checkout screen. If a term is invalid under your local law, the local statutory rule applies instead.

Optional analytics consent is separate from acceptance of these Terms.

Who we are and how to contact us

TheProfitPath

The operator's registered name and postal address are being finalised and will be published here. Until then every notice below reaches the operator directly.

Legal notices and disputes: [email protected]
Privacy requests: [email protected] or the privacy request form
Illegal content, abuse and copyright notices: [email protected] or the report content form
Digital Services Act point of contact for authorities and users: [email protected] (English, Slovenian)
Security vulnerabilities: [email protected]
Everything else: contact support or the in-app support chat